Contact Us
1 (714) 842-4239 |
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Last Update:
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Tuesday, January 06, 2009
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Broker /Origination Fee: |
1.000%
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Lock Period: |
30 days
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Loan Amount: |
$200000
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Rate and Term subject to change, please advise your loan officer at OC Direct Lender.com. 800-357-7339 or you can email the Branch Manager (Frank Shamoo) EMAIL: myoffice@ocdirectlender.com
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30 Year Fixed
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15 Year Fixed
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15 Year Fixed Jumbo
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5/1 ARM
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| RATE | PAYMENT | POINTS % | POINTS ($) | APR | FEES | |
4.625
%
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$1,028.28
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1.512
%
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$3,024.00
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7.123%
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$1,000.00
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4.750
%
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$1,043.29
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0.513
%
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$1,026.00
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6.682%
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$1,000.00
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4.875
%
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$1,058.42
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0.244
%
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$488.00
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6.690%
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$1,000.00
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5.125
%
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$1,088.97
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0.000
%
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Get $0.00
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6.735%
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$1,000.00
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5/1 Jumbo ARM
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| RATE | PAYMENT | POINTS % | POINTS ($) | APR | FEES | |
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5.125
%
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$1,088.97
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1.750
%
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$3,500.00
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6.909%
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$1,000.00
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5.250
%
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$1,104.41
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1.500
%
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$3,000.00
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6.918%
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$1,000.00
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5.750
%
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$1,167.15
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0.493
%
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$986.00
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6.952%
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$1,000.00
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6.125
%
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$1,215.22
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0.000
%
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Get $0.00
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7.002%
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$1,000.00
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20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
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